Tag: savings
There are 5 entries that are tagged savings. Now displaying reults 1 - 5.
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SmartyPig $50 Giveaway Winner!
Posted on April 14, 2008 by Him
We have a winner in for our $50 SmartyPig giftcard giveaway:
Congratulations to beatrice, who is currently saving for her honeymoon, just like us!
SmartyPig Removes Check Fee; Giveaway Reminder
Posted on April 14, 2008 by Him
Big news for SmartyPig this weekend - they removed their $25 check fee, and in the future will only have the option to have your money directly deposited into your account.
Do you want a $50 giftcard to jumpstart a savings account with SmartyPig? Enter our giveaway by 9 PM CDT tonight for your chance to win!
SmartyPig Mini-Review and $50 Giftcard Giveaway
Posted on April 08, 2008 by Him
<Homer Simpson>
SmartyPig
SmartyPig
Does whatever a SmartyPig does
</Homer Simpson>
If you're a regular reader of personal finance blogs, you've probably heard of SmartyPig, a new online social savings service. There have been a plethora of posts that review SmartyPig; I could give a review, but I think I'll let the other 40 posts that can be found on pfblogs.org do the talking for me.
Now for the good stuff. We have a $50 SmartyPig giftcard to give away to one of our readers. To enter to win, leave a comment and let us know what you're saving for. We'll pick a winner by using the random.org's random number generator. This contest will close next Monday, April 14 at 9:00 pm CDT.
Good luck!
Is It Feasible For Us To Put Down 20% For A Home?
Posted on September 19, 2006 by Him
The home ownership bug has hit me as of late. This is a dangerous thing, apparently, as many hours of my day are spent looking at housing calculators, reading up about different types of mortgages, and most procastinating-ly, looking at various properties in Chicago (those virtual tours devour my lunch hour).
I know I know - we are SO not in a position to buy a home. But hear me out.
We'll be credit card debt free in less than two years, freeing up about $1,000 a month for us. By that time we'll be married, and we will have a nice chunk of wedding money and other money saved up - by my estimates around $20,000. (EDIT: Please note that the $20,000 is coming from wedding gifts and OTHER SAVINGS. My parents have comitted to giving us a $10,000 gift for our wedding, so there's where half of it comes from.) Because we're faithfully paying off the credit card debt, we'll have excellent credit scores by then as well.
A decent 2 bedroom condo in Chicago runs about $300,000, so a 20% down payment on that home would be $60,000. That is a considerable chunk of change, especially when we already have a mortgage worth of student debt to pay off.
Is it feasible to drop 20% down considering our financial situation? What alternatives would you recommend?
Our Savings Rate vs. the American Savings Rate
Posted on May 14, 2006 by Her
According to a new article, "The Urge To Splurge," the average American now spends $1.22 for every dollar they earn. Yikes! No wonder the whole country is in debt! The article made me want to calculate our own savings rate for comparison. A quick back-of-the-envelope calculation for the last week shows that we spent 87 cents of every dollar we earned, with the rest going into savings. I'm curious to see our long-term average. Maybe it's time to break out the Microsoft Money software again.
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