• Posts Tagged ‘retirement’

    Fund of Funds – Your Thoughts?

    by  • January 3, 2007 • Tagged: ,  • Comments

    Ah, the fund of funds. I was introduced to this gem of an investment when I was eligible for my SIMPLE IRA at my job. What is it? It is exactly what it says it is, a mutual fund that invests in…funds. (How about a Wikipedia definition? Or an Investopieda one?) Many funds that we ... Read more →

    Planning the Joint Retirement Portfolio

    by  • December 8, 2006 • Tagged: ,  • Comments

    A few months ago, Her posted about the idea we had of investing into our retirement accounts as if it were one retirement portfolio. Great idea, right? Let’s pool our retirement money and fix our allocation and goals as one. Super-duper. Yeah. Well, since then, we’ve done nothing to go forward with that plan. We ... Read more →

    Leave Money Behind or Die Broke?

    by  • December 6, 2006 • Tagged:   • Comments

    Her and I have a year end goal to reassess our retirement portfolios, including making goals, determining asset allocation, and rebalancing. In order to get a head start at this process, I’ve been tinkering with some online calculators that try and assess how much money I’m going to need when I retire. The answers didn’t ... Read more →

    Money is Key to Long Life

    by  • December 4, 2006 • Tagged:   • Comments

    Can cash add years to your life? Insurance companies think so. I recently had a casual conversation with a life insurance “insider” – an insurance businessman who has been at his company for about 30 years. He told me that private insurance company studies have determined that after illness and accidents, the biggest cause of ... Read more →

    Battlestar Galactica > Retirement Plans

    by  • October 26, 2006 • Tagged: , ,  • Comments

    A few weeks ago I was out having a few drinks with few coworkers during happy hour. One of my coworkers (CW1) noted that in a few weeks he will have been at the company for six months. Another coworker (CW2) remaked that he was then eligible to participate in the company retirement plan. Both ... Read more →

    Should We Even Have Our Retirement Accounts?

    by  • October 9, 2006 • Tagged: ,  • Comments

    If you’ve looked at any of our net worth statements, you’ve seen that we have four retirement accounts between the two of us. Only two of these accounts, the employee sponsored ones, are actively being funded right now. If you don’t want to read my long-winded analysis of our accounts, scroll to the bottom to ... Read more →

    Are You Saving 18%?

    by  • May 26, 2006 • Tagged: ,  • Comments

    According to economist Jack VanDerhei, the typical “best scenario” American family is saving around 9% of their salary in their 401(k). But by his estimation, the average American family needs to be saving up to 18% of their salary consistently for thirty years in their 401(k) to be able to maintain their pre-retirement standard of ... Read more →

    Open For Debate: Joint Portfolio

    by  • April 20, 2006 • Tagged: ,  • Comments

    We have been managing our money in a joint checking account for a year with much success, and this week He broached the idea of a new joint venture for us: the Joint Portfolio. Up until now we have each funded and managed our own retirement accounts. He has a Roth IRA that was a ... Read more →

    Financial Milestone Achieved!

    by  • April 20, 2006 • Tagged: , , ,  • Comments

    Today, for the first time in my life, the total value of my investments (Roth IRA, 401K and ING Direct Savings) surpassed $10,000! I track these accounts in an Excel graph every day but it was still a big surprise to see it cross the $10,000 mark. For all those who have commented on our ... Read more →

    The Climb to the Top

    by  • March 29, 2006 • Tagged:   • Comments

    Many PF bloggers plan to retire young. Here’s why I don’t. In many professions, employees are valued less as they age. In my highly traditional profession, the opposite is true. Many people in my profession have famously worked until they died – not out of financial necessity but because there is always one more triumph ... Read more →

    Why The Rush To Retire?

    by  • March 28, 2006 • Tagged:   • Comments

    Many in the pfblog community have a goal in mind – to retire at a young age. Two bloggers want to retire at 50, another says 30, some just want to retire young and wealthy. Retire@50 says: When I say retire I simply mean that I don’t want to work because I have to. I ... Read more →