• Posts Tagged ‘festivals’

    Stupid Prioritization

    by  • August 1, 2008 • Tagged: , , ,  • Comments

    This weekend, Lollapalooza descends upon the city of Chicago for another 3-days of festival goodness.

    And for the first time in 4 years, we’re not going. Something about saving money for a wedding and honeymoon or something like that.

    In fact, we’ve been to no summer music festivals this summer.

    Le sigh. To have everything would be to go into debt. We wouldn’t want that now, would we?

    Frugal Festival Weekend

    by  • July 16, 2007 • Tagged: , ,  • Comments

    This past weekend we were at a pretty rockin’ music festival, and we managed to do everything on the cheap. Our total net spending on for the festival, food, and drinks totaled $50 for the two of us. Considering that tickets for the whole festival were selling for $45, I think we did pretty well. Here’s the breakdown.

    Tickets – We bought a few extra pairs of tickets and ended up selling them for the cost of the tickets plus the value of our tickets. Total cost: $0.

    Drinks – We were allowed to bring sealed water bottles into the festival so we picked up some water on the way at CVS, and refilled them as the day went on. I also bought a few beers at $4 each. Total cost: $14.

    Food – This is where our spending took a hit. We managed to sneak in a bag of trail mix that staved off the hunger for a little while, but our hungers were no match for the sun, the dancing, and the rock. Food at these festivals are expensive, and there’s no getting around that. Total cost: $36.

    The festival was well worth the total cost of $50. I wonder what the long-term costs of the hearing damage will be! Does anyone else hear that ringing…?

    The Summer Concert Festival Circuit, For Free or Profit

    by  • July 9, 2007 • Tagged: , ,  • Comments

    Last year, we gleefully paid about $500 for tickets to three summer music festivals in Chicago. Fortunately for us, we struck early this year and purchased the early release tickets to all of the festivals, limiting our total to just about $200 for both of us.

    I guess that’s not totally honest. We did think ahead this year and bought extra tickets to each event, in hopes that we can sell them for at least the amount that we purchased them for. A search on Craigslist reveals that there is quite the market for tickets to the events that we have extra tickets for.

    A little capitalism goes a long way for providing cheap, free, even profitable summer fun.

    Yes, We’re Alive

    by  • August 8, 2006 • Tagged: , ,  • Comments

    We are still recovering from a pretty rockin’ Lollapalooza weekend. Three days of music is pretty much all we could have handled. Yes, it was a pretty expensive weekend. Beers at $5 each, along with some expensive festival food made the wallet feel much lighter at the end of the weekend.

    Until we’re fully recovered, here’s some fun stuff to keep you busy:

    Cute Overload

    Kitten War

    Chuck Norris Facts

    Stuff on My Cat

    We’ll return with our usual you did what with your money?!?!? programming shortly.

    Free Summer Festivals Rock

    by  • July 21, 2006 • Tagged: , , ,  • Comments

    The Wicker Park/Bucktown Summerfest this weekend pretty much snuck up on me. If it weren’t for the fine folks at Chicagoist who posted some of the lineup, I would have never have heard of it. Acts that I’m going to definitely see:

    Starlight Mints
    The Living Blue (formerly known as the Blackouts)
    Youngblood Brass Band

    Best of all, it all FREE. Well, almost free. Fine, there is a $5 suggested donation. *snicker*

    We’ll probably take public transportation there end up bringing our own beer and food and end up rockin’ out cheap. And if there weren’t this one, there are only a gajillion others this weekend.

    Have a good weekend everyone.

    Almost Seven Months of Making Love, Not Debt – A Retrosepective

    by  • June 26, 2006 • Tagged: , , , ,  • Comments

    It took a lot of badgering to get Her to buy my idea about starting a personal finance blog that deals with money and relationships. Her finally bought it, and on the first day of 2006, we wrote our first post. Ironically, the current majority of posts on this blog are written by Her.

    Back then, we were merely beginners in the game of personal finance. We erroneously included our non-wealth building life insurance as a part of our net worth, putting our net worth in the positive. When we realized the error, we truly realized how much work we have to do, not to mention how much we are in the negative.

    Since then, about seven months have passed. We’ve been steadily making our way into the positive net worth, but more importantly, we’re steadily getting out of debt. It is easy to see that from the numbers, though. Here’s a smattering of things we have also improved upon since we’ve started this blog:

    – The interest on my credit card debt now ranges from 0% (until April 2007, and will be paid off in September 2006) to 2.99%; a far cry from the 12.99% to 20.99% that I had. For all of our credit card debt, we’re paying 5% interest or below.
    – Her dropped the interest rates on her variable interest rate student loans by a few percentage points.
    – We’ve maximized the use of coupons.
    – We haven’t accrued any new debt. Anything that we put on a zero balance credit card is paid off ASAP, and only put on that credit card to reap the rewards. We’re still committed to not going into more debt for the wedding.
    – We have both received raises. (hmm, I realized that our income isn’t up on the site anymore…we’ll have to look into changing that)
    – We’ve planned to get out of all credit card debt by the time we get married.
    – I sold my car a few months before I started this blog. Now we only have one car that we seldom drive, saving us tons of money of insurance, maintenance, gas, and other automobile related expenses.
    – Most importantly, we’ve been able to manage our debt so that it is not a barrier to the things we like to do everyday. This past weekend we’ve enjoyed the first of three summer music festivals, Intonation Music Fest. We’re headed to Cirque Shanghai, Ravinia twice, and other Chicago Festivals this summer. By squeezing our budget on most days, we’ve figured out how to enjoy life and pay off debt. We’re only in our 20′s once, so we figure we’ll enjoy it while we’re living in a big city such as Chicago and can physically and mentally tackle everything. We figure that we’ll be out of debt by the time we have kids, and then we’ll have no time for all of the things that we’re doing today.

    We’ve been at this for seven months, and we’re exited to see our progress. We can’t wait to see what’s coming up.

    But It’s Only A Buck Per Band!

    by  • March 16, 2006 • Tagged: , , ,  • Comments

    Two tickets to the Intonation Music Festival: $64.50

    Two tickets to the Pitchfork Music Festival: $70.00

    Two tickets to Lollapalooza: $299.50

    Total ticket purchases for summer music festivals: $434.00

    Three weekends, over 200 bands, diminished hearing, stories and memories of a lifetime: Priceless

    Assuming there will be 200 bands total that we’re going to see, it comes out to $1.09 per band per person for each festival. Not bad. Not to mention this wasn’t put on a credit card. I’d pay way more than that just to see some of these bands by themselves!

    I don’t have a twinge of regret after buying these tickets. She and I are still talking about last year’s Lollapalooza and how fun it was. In 40 years, I’d like to be talking to my grandchildren about how daddy and mommy were Chicago hipsters in our 20′s and went to music festivals, not how we stayed home and paid the bills.

    We have to remember that personal finance is exactly that – personal. While that money could have been utilized for debt repayment or investing, I’ll trade that for the memories, fun with friends, sunburn, and the experience of seeing a lot of bands that I like. That’s something you can’t put a dollar amount on.