• Posts Tagged ‘credit’

    Managing Our Debt – A Review Of How We Live With A Large Debt Burden

    by  • December 19, 2007 • Tagged: , , ,  • Comments

    photo: iandavid Over at The Digerati Life, Silicon Valley Blogger muses about handling large debt loads. Her examples include two bloggers who have large amounts of debt: the always controversial Casey Serin and a newer blogger Debt Kid. She also narrates a story of a man she knew who bought a $1.5 million dollar home, ... Read more →

    Reimbursed Vacation

    by  • October 25, 2007 • Tagged: , , ,  • Comments

    photo: Davide Schiano Since Her and I graduated from college, we’ve never taken a “real” vacation together…something about paying off debt got in the way. We could never justify spending a lot of money to take a nice real vacation together. I’ve mentioned a few times that I get to travel for my job, and ... Read more →

    Restaurant Credit Card Roulette

    by  • September 25, 2007 • Tagged: ,  • Comments

    photo: s e l v i n The scene: You and a few friends are eating at a nice restaurant. After everyone is finished with their meal, the bill comes as usual. Everyone then proceeds to throw their credit card into a hat. Instead of the bill being split evenly among the cards, they are ... Read more →

    Handling Work Expenditures

    by  • September 19, 2007 • Tagged: ,  • Comments

    photo: Jim Frazier Money Under 30 just wrote an article on how he handled work expenses, along with great tips on how you can do the same. The article had me thinking about the evolution of how I handle my reimbursable work expenditures and how it fit into our finances. When I first started at ... Read more →

    My New Credit Limit Scares the Bejeezus Out of Me

    by  • June 26, 2007 • Tagged:   • Comments

    Today I got a notice from one of my credit card companies that they have raised my credit limit to over $16,000. This is the first time I have had a credit limit cross the five-figure line. We currently carry zero credit card debt, which is probably why they felt the need to “tempt” me ... Read more →

    Peace Out, (Revolving) Credit Card Debt

    by  • June 18, 2007 • Tagged:   • Comments

    This weekend we hit a major milestone – we’ve paid off all of our revolving credit card debt! Not only that, but we accelerated our payoff schedule a few months earlier than our goal of November 2007. From this day on, we vow to NEVER pay another cent in finance charges. As we’ve said before, ... Read more →

    Drinks On Us, Flights On You

    by  • March 9, 2007 • Tagged: ,  • Comments

    Ever since we’ve received the Citibank AAdvantage card, we’ve been thinking of all of the possible ways that we could maximize our mileage. Thus I present to you this case study: Happy hour. The last few weekends, my co-workers and I have been extending happy hour to a happy 5 or 6 hours. Sometimes only ... Read more →

    All Quiet On The Financial Front

    by  • February 28, 2007 • Tagged: ,  • Comments

    Things are quiet. Very quiet. Since we’ve paid off the majority of our credit cards, we are only getting two credit card statements a month. By the end of the year we’ll only receive one. Our Saturday morning “pay the bills” time has been greatly reduced since all of our bills are on auto-pay. That’s ... Read more →

    Car Maintenance = Free Airfare

    by  • November 1, 2006 • Tagged: , ,  • Comments

    This past weekend we went out to the ‘burbs for dinner with some of Her’s family. Shortly after pulling out of their driveway, we heard thwump thwump thwump thwump thwump coming from the back of the car. I got out of the car to see what was wrong and discovered that one of the tires ... Read more →

    What To Do With Credit Cards With No Balances?

    by  • August 17, 2006 • Tagged:   • Comments

    This past weekend we hit a milestone: we paid off the balance that was transferred to the 0% balance transfer card a few months back. Now I only have one credit card with a balance on it, and that’ll get paid off as soon as we pay off Her cards with higher interest rates (but ... Read more →

    75 Cents at 18.99% Please

    by  • July 1, 2006 • Tagged: ,  • Comments

    Coca-Cola is going to roll out vending machines that accept credit and cards. Not just that, but a touch less way to pay for a Coke using a credit or debt card. Because, you know, that’s exactly what we need. An effortless way to spend money, or worse, go in debt for a refreshing, calorie-ridden, ... Read more →

    Virtual Rewards Card

    by  • March 27, 2006 • Tagged:   • Comments

    We all love rewards cards. Use a reward card to purchase something, get something back, whether it be a percentage cash back, airline miles, etc. What about getting virtual currency as your reward? (via Digg) Very soon, credit card companies and game makers will reward their customers who spend money in the real world using ... Read more →

    Round and Round the Balances Go

    by  • March 5, 2006 • Tagged: ,  • Comments

    This month has been a hectic month for me as far as credit cards go. I transferred all of my 20.99% Citicard balance to a 0% MBNA card, good until April 2007. My next highest balance was at 17.99%, which is on another MBNA card. Unfortunately, I found out that I could not transfer the ... Read more →

    Things I Learned By Calling MBNA

    by  • March 2, 2006 • Tagged:   • Comments

    A few weeks ago I applied for, and was approved for an MBNA card that offered 0% balance transfers until April 2007. It had a modest credit limit of $2,500, which allowed me to transfer my $1,500 Citibank Card at 20.99% balance onto it. My next highest balance was on another MBNA card with a ... Read more →

    Art + Stuff = Rock!

    by  • March 1, 2006 • Tagged: , ,  • Comments

    We here at Make Love, Not Debt are huge advocates of the DIY arts/craft culture. In fact, I even have a photoblog (no link because, well, that would destroy our anonymity, and we wouldn’t want that, right?) that I semi-regularly post photos to. And she likes to crochet! We also like to buy stuff. Well, ... Read more →

    Warning: Excessive Use Can Lead To Bankruptcy

    by  • March 1, 2006 • Tagged: ,  • Comments

    In a recent comment, Emily pointed to her post on Creditbloggers that Australian credit card statements may come with warnings to emphasize the potential financial ruin that they can cause. There’s running a contest to see if you can come up with the funniest warning that you can think of. Leave a comment on their ... Read more →