Things are quiet. Very quiet. Since we’ve paid off the majority of our credit cards, we are only getting two credit card statements a month. By the end of the year we’ll only receive one. Our Saturday morning “pay the bills” time has been greatly reduced since all of our bills are on auto-pay. That’s ... Read more →
Last month, we paid off all of our non 0% credit card debt. We’re currently on track to pay off the rest of the credit card debt, which is at 0%, by the end of the year. So we thought we would celebrate in the most logical way possible: by getting another credit card. I ... Read more →
If you’re looking for a real review of the 20/20 show (read the 4 parts of it here, here, here, aaaand here) then maybe you should read Boston Gal’s, or No Limit Ladies, or Blogging Away Debt, or Frugal Law Student, or Kiss of Debt, or Money Turtle. If you post a review, please email ... Read more →
This past weekend we went out to the ‘burbs for dinner with some of Her’s family. Shortly after pulling out of their driveway, we heard thwump thwump thwump thwump thwump coming from the back of the car. I got out of the car to see what was wrong and discovered that one of the tires ... Read more →
Last Friday we went out to dinner with a few friends from out of town. When we were waiting for our table I decided to run to the ATM and grab some cash to make things easier when the bill came. That was the last time I remember seeing my ATM card. Last night I ... Read more →
This past weekend we hit a milestone: we paid off the balance that was transferred to the 0% balance transfer card a few months back. Now I only have one credit card with a balance on it, and that’ll get paid off as soon as we pay off Her cards with higher interest rates (but ... Read more →
Coca-Cola is going to roll out vending machines that accept credit and cards. Not just that, but a touch less way to pay for a Coke using a credit or debt card. Because, you know, that’s exactly what we need. An effortless way to spend money, or worse, go in debt for a refreshing, calorie-ridden, ... Read more →
We all love rewards cards. Use a reward card to purchase something, get something back, whether it be a percentage cash back, airline miles, etc. What about getting virtual currency as your reward? (via Digg) Very soon, credit card companies and game makers will reward their customers who spend money in the real world using ... Read more →
This month has been a hectic month for me as far as credit cards go. I transferred all of my 20.99% Citicard balance to a 0% MBNA card, good until April 2007. My next highest balance was at 17.99%, which is on another MBNA card. Unfortunately, I found out that I could not transfer the ... Read more →
A few weeks ago I applied for, and was approved for an MBNA card that offered 0% balance transfers until April 2007. It had a modest credit limit of $2,500, which allowed me to transfer my $1,500 Citibank Card at 20.99% balance onto it. My next highest balance was on another MBNA card with a ... Read more →
We here at Make Love, Not Debt are huge advocates of the DIY arts/craft culture. In fact, I even have a photoblog (no link because, well, that would destroy our anonymity, and we wouldn’t want that, right?) that I semi-regularly post photos to. And she likes to crochet! We also like to buy stuff. Well, ... Read more →
In a recent comment, Emily pointed to her post on Creditbloggers that Australian credit card statements may come with warnings to emphasize the potential financial ruin that they can cause. There’s running a contest to see if you can come up with the funniest warning that you can think of. Leave a comment on their ... Read more →
I was cruising the Fool.com discussion boards today, and saw this post of the day about a family with over $125K in credit card and consumer debt, paid off in 7.5 years! They did it with a combination of the snowball method of paying off credit cards, personal finance discipline, and a lot of hope. ... Read more →
My second credit card ever was a Citibank Platinum Mastercard, with a credit limit of $1,800. I was young and seduced by the fact that I was receiving a Platinum card. The card came just in time for Christmas, but more importantly, it came right after I maxed out my first credit card! This card ... Read more →
If you haven’t noticed, we are drowning in a crapload of debt. Between the two of us, we have eight credit cards (down from 20+ a year ago) and about $18K in credit card debt. Because we are also trying to save for a wedding, right now we’re only putting an extra $100/month towards the ... Read more →
Okay, so a few years ago I missed some payments on a few of my credit cards. As a result, my current FICO score is a dismal 661. I’ve been doing well for the past year and a half, and I have even managed to get some of the credit card companies to lower my ... Read more →
