• Coupons: Bonding activity or holy war?

    by  • February 3, 2006 • Tagged:   • Comments

    Since the focus of our blog is on finances and our relationship, I’ll start with how coupons have impacted our relationship. The road to becoming coupon royalty has not been an easy one. We have actually had multiple fights over coupons. But we’re all good now, and that’s why I feel that we are in ... Read more →

    Coupon Theme

    by  • February 3, 2006 • Tagged:   • Comments

    I can’t believe our blog has been around this long already without us mentioning…coupons. We are coupon addicts. We are typically able to reduce our grocery bill anywhere from 25% to 100% by using coupons. I have a huge collection of coupons and we plan our menus around them. Every product we buy, we try ... Read more →

    Maybe he fills out a 1040EZ…?

    by  • February 1, 2006 • Tagged: ,  • Comments

    The world’s second richest man, Bill Gates is pretty rich. (HOW RICH IS HE?) He’s so rich the US has to store his financial data on a special computer because his fortune is so vast. It has to be pretty tough to fit “47,000,000,000″ on line 1 of the tax form. You think he uses ... Read more →

    Our $84 show poodle

    by  • February 1, 2006 • Tagged:   • Comments

    We have two cats. They were a bargain at the local shelter, $55 each and they arrived spayed and microchipped. One of them, we’ll call her “Snowball” is a mostly Persian mutt. She’s a pretty, fluffy white cat. She and I get along great, whereas He gets along better with our other cat, a brown ... Read more →

    Health Savings Accounts

    by  • January 31, 2006 • Tagged: ,  • Comments

    Lately, I’ve been hearing a lot about “consumer-driven” health insurance plans in the news. Today, our President will be giving his State of the Union address, and will probably be emphasizing the adoption of these consumer-driven insurance plans in order to help alleviate the costs of healthcare. I am most familiar with Health Savings Accounts ... Read more →

    Mortgage on my mind

    by  • January 31, 2006 • Tagged: , ,  • Comments

    Today I saw this article in the Seattle Post-Intelligencer about the new face of poverty: the college grad. According to the article, About 40 percent of students now graduate with what lenders consider “unmanageable” debt loads, meaning their payments eat up more of their salaries than is considered financially sound. It may not be financially ... Read more →

    Now with tagging!

    by  • January 30, 2006 • Tagged: , ,  • Comments

    Categories are so 2002. Welcome to Web 2.0. What is Web 2.0? I have no idea, but it seems to be one of the most used tech buzzwords around these days. Here’s what Wikipedia has to say about it. In summary, I’d say it’s the interactive web that is showcased wonderfully in web applications such ... Read more →

    Eaten out of house and home

    by  • January 28, 2006 • Tagged:   • Comments

    We’ve been robbed. A few years ago, I bought a half-gallon of ice cream at a rather shady grocery store. When I got home and opened it, I discovered it was already half-eaten. And the plastic spoon was inside the carton. Ew. Thoroughly disgusted, I returned it to a clerk who eyed me with suspicion ... Read more →

    The anti-personal finance book?

    by  • January 26, 2006 • Tagged:   • Comments

    In the personal finance blogging world, we try to educate and make information available to those who may want to further their financial goals. Not this guy. Link found via CNET.

    How much home we can’t afford

    by  • January 26, 2006 • Tagged:   • Comments

    One of my guilty pleasures is watching the Fine Living Network. I dunno, something about seeing the light at the end of the tunnel or something like that. Anyway, an interesting show on that channel is What You Get for the Money; each episode showcases houses across the nation of a certain price point. It ... Read more →

    Debtpodcast

    by  • January 26, 2006 • Tagged:   • Comments

    We’d like to thank the fine folks over at debtpodcast.com for mentioning us on their podcast. The podcast that we were mentioned in discusses the nuances of finances when you’re living with a significant other or with roommates. Go ahead and give it a listen. We did, and here’s what ensued: Him: Hey, we’ve been ... Read more →

    Welcome visitors!

    by  • January 22, 2006 • Tagged:   • Comments

    We’d like to thank JLP for making us blog of the week — we are very grateful and honored. We hope that you’ll stick around with us for the long-run, as we have many financial obstacles to overcome; both as individuals and as a couple. I mean, right now it is 11:53PM on a Saturday ... Read more →

    Awesomely bad credit card offer

    by  • January 21, 2006 • Tagged:   • Comments

    Okay, so a few years ago I missed some payments on a few of my credit cards. As a result, my current FICO score is a dismal 661. I’ve been doing well for the past year and a half, and I have even managed to get some of the credit card companies to lower my ... Read more →

    Cheap Sex

    by  • January 19, 2006 • Tagged: ,  • Comments

    Sex is fun, and even more so when it’s cheap. We use the birth control pill to stay safe and get giftcards. Yep, giftcards! A lot of pharmacies (CVS, Walgreens, Dominick’s, Target, and Kmart are some in our area) are in competition with each other and are offering coupons for a free gift card (ranging ... Read more →

    the Value-Based plan

    by  • January 19, 2006 • Tagged: ,  • Comments

    Having read the same article on wealth and marriage (see below), I wanted to add my take on it. For me, it isn’t so much about the consolidation of expenses that leads to extra savings for couples. During the awful experience of finding out how deeply in debt I really was, my fiance and I ... Read more →

    Marriage = wealth?

    by  • January 19, 2006 • Tagged: ,  • Comments

    According to a recent article on CNN Money, research shows that married people build more wealth than their single counterparts. Well, duh. “I think it’s really one of these really simple stories that two can live cheaper than one,” said Zagorsky, a research scientist at the Center For Human Resource Research at Ohio State. Theoretically, ... Read more →

    I owe how much?!

    by  • January 17, 2006 • Tagged: ,  • Comments

    Since this is my first post, I’ll start at the beginning. As a freshman in college I got my first credit card, with a limit somewhere around $400. I remember my first purchase: A rocking chair. Yep, I took on debt to look geriatric at 18. It wasn’t the rocking chair that did me in; ... Read more →

    My financial history

    by  • January 9, 2006 • Tagged: ,  • Comments

    We’d like to provide a frame of reference when it comes to writing about our financial troubles, so I’m going to start with how I got into a large financial hole. She will follow up soon. When I was in high school, I got my first job when I was 15, a cashier at the ... Read more →

    The cost of good health

    by  • January 3, 2006 • Tagged:   • Comments

    Our recent engagement spurred both of us to look inward not only financially, but physically, too. During the course of our relationship, we settled into the “comfort zone” and stopped taking care of ourselves, and put on a few pounds. Ugh. So we started working out — not just a New Year’s resolution, but also ... Read more →

    A new beginning

    by  • January 2, 2006 • Tagged:   • Comments

    This morning we woke up with bad hangovers – a reminder of our debauchery to celebrate the New Year. The total cost of the night was $170: $150 for two tickets to a nice Chicago bar, and $20 for cab rides to and from said bar. If you count the $20 breakfast at IHOP this ... Read more →