I’ve checked the math. Twice. And a third time. Ladies and gentlemen, we are officially in the black. We’ve been pushing forward with 2 of our goals for the year: Saving for a house and paying down the 0% balance transfer from student loans credit cards. We have yet to make a contribution to our ... Read more →
If you’ve paid any attention to the media, you’re aware that we as a country aren’t doing too well financially. Much has been written that compares our situation today to the Great Depression that began in 1929. To that end, many are taking lessons learned from the Depression era and are applying them to today’s ... Read more →
I’ve mentioned before on this blog that Gaper’s Block is one of my favorite Chicago-centric blogs. While reading the blog I noticed that this week’s question in Fuel is Got any money saving tips for us? Considering that the audience is more of the hippie-liberal-creative types who I imagine feel the same way about money ... Read more →
Congrats to the author at Frugal World, the very first commenter on our Valentine’s Day contest! We’ll be contacting you to get your info so that we can send the book Please Send Money! A Financial Survival Guide for Young Adults on Their Own by Dara Duguay. Hope that our Valentine’s Day tip worked for ... Read more →
image adapted from conradh So you want to do something nice for your significant other (SO) this Valentine’s Day, but don’t have the cash? Do you think that you need to take your SO to a nice restaurant or get an overly-saccharine trinket or card? SCREW THAT. Better yet, screw each other! Why do anything ... Read more →
This past weekend Trent at the The Simple Dollar, one of my favorite blogs, wrote a provocative narrative of how a media interviewer viewed him as a cheapskate and he wouldn’t think of him as a fun person to hang out with because of his frugality. After assuring his audience that he wasn’t a cheapskate, ... Read more →
Credit Card Annual Fees Yes, we use credit cards. Yes, one of them even has an annual fee. Here’s how we decided that the reward was worth the fee. The Good and Bad About 401(k) Loans It’s no secret that we have home buying on our minds. We looked at the feasibility of borrowing from ... Read more →
Wow, a $15,000 tax credit for new homeowners? (thanks, Jim) Plummeting housing values? Ever decreasing interest rates? I’d be lying if I were to say that I haven’t been trolling the MLS listings for about an hour each day for the last few days, searching for our lair where we will hoard our spoils of ... Read more →
Because of your tide-turning, record-breaking, 100-yard-interception-touchdown-run, I am $20 richer. You see, the party I was at had game of football squares going. With extreme foresight luck, I picked the square that won me the halftime prize. Congrats, Steelers. That was one hell of a game.
During these tough economic times, I have investments in something that has a high rate of return and little risk: ME. Fortunately, I started investing in myself before everything hit the fan; because of that I feel that I am in a good position to keep my job or even advance my career. Here’s two ... Read more →
Usually when I receive press releases I just ignore them; deleting them would be too much work. But, when I saw the title New Survey Finds Couples Site Recession for Boost in Romance, I had to bite. While I’m not going to regurgitate the whole thing here, I’ll grab some highlights and put our commentary ... Read more →
While we are already pretty well into 2009, it isn’t too late for us to officially declare our 2009 financial goals. We’re now married, so our financial priorities have changed accordingly…and they happen to be house and baby, not necessarily in that order and probably not for at least a year from now. That said, ... Read more →
This is post highlights articles from our writings at the MoneyMix blog. When Is The Right Time To Invest In The Housing Market? The housing market is going down, but that means good things for potential buyers like us. Read our list of criteria that we’re going to try and follow when we decide to ... Read more →
Reader Jeff writes: First, I settled two credit cards, paying 2,500 of a 6,000 balance. Got a letter saying I will be sent something for taxes. What is this about? Anyone have any idea?
Whew, 2008 was quite a year. For us, it will forever be remembered as the year that we got married! But what else happened this year for us financially? Life To cut expenses, we cut Netflix out of our life. We also cut back on weekend trips. I was officially diagnosed with depression and learned ... Read more →
EDIT Apparently I can’t use spreadsheets correctly and messed up the net worth number. I guess we’re almost in the black and have a little more to go. Hopefully we can get to zero by the second quarter of this year. Wow, I can’t believe it. We’re ending off the year in the black. Positive ... Read more →
We at Make Love, Not Debt, wish you a safe and Happy New Year! Like every new year, we have a bunch of ideas and posts we’d like you to see in the upcoming weeks. Oh yeah, and we’re even going to update our net worth. It’s coming next Monday, so hold on to your ... Read more →
<pause> Deadly. That’s how I would describe one of the gifts that Her gave me for Christmas. It was a Nintendo DS Lite. I have already spent $20 at a local GameStop to buy myself a game. At least I bought used. In fact, I don’t think I’ll ever buy a new game. Only used ... Read more →
This is our first post highlighting articles from our writings at the MoneyMix blog. There will definitely be more to come. Where Are We? After the honeymoon we realized that we had to get our lives back in order, and for some reason that required us to drive around and run a million errands. Unfortunately, ... Read more →
Merry Christmas, from both of us at Make Love, Not Debt. Among the gifts that I gave Her this year, one of them is a $20 Starbucks gift card, to fuel her latte factor. Forgive me personal finance blogosphere, for I have sinned. Enjoy your Holidays!