We eat out. A lot. But when there are two Thai restaurants that I can skip to (not like I’d actually do that) from our apartment, and a whole city of an endless supply of restaurants, it is hard to practice self-restraint. A necessary expense when going out to eat is the tip. There’s an ... Read more →
This weekend, I was tutoring a girl with her chemistry homework. She asked what kind of food was going to be served for lunch, which I replied, “Pizza.” She grumbled and told me that last week she was out of town and all her and her family ate was restaurant food. Then she said something ... Read more →
Another fine mantra of pfbloggers is “don’t keep up with the Joneses.” The pfblog community as a whole loves to assume that the Joneses are debt ridden, know nothing about finances, have flashy and glamorous stuff, have nothing to save for retirement, and have no emergency fund. But what if the Joneses are doing everything ... Read more →
Many in the pfblog community have a goal in mind – to retire at a young age. Two bloggers want to retire at 50, another says 30, some just want to retire young and wealthy. Retire@50 says: When I say retire I simply mean that I don’t want to work because I have to. I ... Read more →
We all love rewards cards. Use a reward card to purchase something, get something back, whether it be a percentage cash back, airline miles, etc. What about getting virtual currency as your reward? (via Digg) Very soon, credit card companies and game makers will reward their customers who spend money in the real world using ... Read more →
I’m a little more high-maintenance than probably most male personal finance bloggers (and possibly even some females). I’m not like Jonathan over at MyMoneyBlog, who saved $250 in haircuts in the last year by having his wife cut his hair. I can’t stand having my hair look bad. I get my haircut at a salon, ... Read more →
Her post on FICO scores has been posted up at this week’s Carnival of Personal Finance. This post joins the million of other posts publicizing this carnival. Enjoy.
I love college basketball – therefore you can imagine that I absolutely love this time of year. The kids out there play with so much heart, emotion, and drive, and do not get compensated for it (well, relatively). Sure there’s the possibility that any one of those players may get drafted to play in the ... Read more →
Two tickets to the Intonation Music Festival: $64.50 Two tickets to the Pitchfork Music Festival: $70.00 Two tickets to Lollapalooza: $299.50 Total ticket purchases for summer music festivals: $434.00 Three weekends, over 200 bands, diminished hearing, stories and memories of a lifetime: Priceless Assuming there will be 200 bands total that we’re going to see, ... Read more →
…because I don’t get paid extra for it. I am salaried. She gets time and a half for overtime. I get…a pat on the back, if I’m lucky. Do you work overtime? Do you get paid extra for it?
This month’s Money magazine is up over at CNNMoney, and this month’s topic is something near and dear to our hearts: money and relationships. The articles cover how couples differ when it comes to dealing retirement, budgeting, day-to-day spending, and other money matters. There were a couple of good quotes that I thought came out ... Read more →
Just when I thought I was getting ahead of the game when it came to saving some money, DirecTV sent us a notice stating that the price of their service increased by $5.00, effectively negating my earlier triumph of getting them to decrease service by $5.00. You win this time, DirecTV.
Ramit over at I Will Teach You To Be Rich wrote two good posts about the Failure of the Last Mile, and examples of said failure. Here’s a story of the Success of the Last Mile. On Tuesday morning, I opened up a new box of contacts that I ordered from 1-800 Contacts. I popped ... Read more →
I thought I’d take this time to apologize to Her. In order to stay keeping up with the (pfbloggers) Joneses, I’ve been obsessively scanning news and other pfblogs for stories and such. In doing so, I’ve become glued to the computer monitor. I’m sorry. Can we go out to dinner? Not too expensive, of course. ... Read more →
I keep up with news and blog updates through my newsreader, but I’m pretty sure that many people don’t have the time or inclination to learn all about the wonders of RSS (and that includes Her). If you’re interested in getting on the RSS bandwagon, there’s a great article over at Blogcritics.org telling you why ... Read more →
Russian Thieves Break Into Soviet-Era Missile Silo to Find it Filled With Money Bills The incident would have remained secret, had the wind not blown hundreds of banknotes all over the countryside. So this is where Russia keeps its emergency fund. Haven’t they heard of HSBC/ING Direct/Emmigrant Bank/[Insert High-Yield Savings Account]? (via Digg)
Earlier this month, I’ve had problems with Bloglines NOT picking up my Feedburner feed, saying it didn’t exist and gave me the dreaded red [!], so I offered an alternative feed. A few days later Bloglines decided that my original feed existed and all is well with the world, but as soon as the original ... Read more →
We’ve received a few emails on some topics we’ve blogged about recently, so instead of only responding to the emails, I thought I’d share them here. Re: You don’t have as much debt as we do. But keep on truckin’! We never said that we were the be-all-end-all of debt in this country. BUT, if ... Read more →
January 2006 February 2006 % Change TOTAL NET WORTH -$98,650.87 -$96,722.28 2.0% Assets Savings $2,798.83 $3,078.00 10.0% Cash* $550.00 $550.00 0.0% His SIMPLE IRA $2,945.29 $3,141.30 6.7% His Roth IRA $6,373.72 $6,451.78 1.2% His HSA $816.34 $801.36 -1.8% Her 401K $5,122.00 $5,313.62 3.6% Her Roth IRA $1,276.00 $1,265.00 -0.9% Upromise $52.94 $53.03 0.2% Automobile ... Read more →
This month has been a hectic month for me as far as credit cards go. I transferred all of my 20.99% Citicard balance to a 0% MBNA card, good until April 2007. My next highest balance was at 17.99%, which is on another MBNA card. Unfortunately, I found out that I could not transfer the ... Read more →