You’re caught in the middle of a conundrum. You want to save money on your car insurance, but you also want to save the environment, and the two do not go hand in hand exclusively, as you’ve discovered. For many people, saving money is the winner in this financial/ethical face off, because they just ... Read more →
There may come a time when you submit a health insurance claim and you’re not happy with the decision made by the insurance provider. But what can you actually do about it? There are a number of reasons why an insurance provider might turn down your claim, such as insufficient need for treatment, or questions ... Read more →
Learning about different cities, cultures and customs is educational and exciting! Everyone loves to visit different places, whether it is to visit friends or family or for a vacation. You may be wondering if it is possible to travel more without spending a lot of money. It is possible, with careful budgeting and using a ... Read more →
With research suggesting that the number of illegal money-lenders operating in the UK continues to soar, read our handy guide to how to spot a loan shark and what to do if you fall victim to one. Our guide covers the definition of a loan shark, how to handle a loan shark as well as ... Read more →
I couldn’t imagine that when we started this blog on New Year’s Day in 2006, that I would ever be writing that we are now homeowners. As far as blogs go ours is fairly ancient. We started out as young-ish 20 somethings with a net worth in the red, and now we’re older, have a ... Read more →
When we started our blog, we were freshly engaged, and had started to plan our wedding. Readers of our blog know that we had some expensive ideas for the wedding and not many of you agreed with our decisions. We went ahead with our own plans anyway a few years after that first post. Five ... Read more →
Sadly, after almost nine years of renting an apartment and stable rent payments, we’ve decided that we need to get a bigger place to live. Our financial lives were pretty simple the past few years, even with the addition of a new family member. We’ve decided to turn our world upside-down and look for property ... Read more →
One of the great things about my current job is that my wife and I can commute together, whether it be by public transportation (in the past) or by car (currently). While I’ve waxed poetic on how much I love my job, I found myself a few weeks ago interviewing for another position. It’s a ... Read more →
Due to an unfortunate stint in the emergency room this past summer, I single-handedly hit our health insurance deductible for the year. You know what that means? FREE STUFF! (well, not for my employer or the other people who are paying in this insurance plan, but I digress…) A few days ago I had my regular ... Read more →
After almost 2 years of being parents, my wife and I have realized that we have a “Spirited Child”, ie, a child who is just more of everything. As such, we’re trying to be sensitive to his needs, temperament, and personality. Large scale disruptions can mean hours (yes, plural) of uncontrollable tantrums. Included in these ... Read more →
Just a reminder that the $100 giveaway contest ends today at 11:00 PM CST. Read about emergency funds and enter the contest here! As I’ve talked about on our Facebook page, we’re pretty much all set for Thanksgiving; we’ve ordered a turkey and sides. That’ll help immensely considering the difficulty it will be to even ... Read more →
Happy Friday! It’s been quite the week here at Make Love, Not Debt. Here’s a wrap up of what’s been going on. Guest Posts Abby wrote a guest post for Couple Money — Figuring Out Financial Equality in A Marriage I wrote a post for Reach Financial Independence — Who Did I Marry, Financially? Giveaway ... Read more →
In eight years, we have been extremely lucky in that we have never had to tap into our emergency fund. As such, it’s a been a while since I’ve actively thought about it. There’s a myriad of ways that our emergency fund helps us on our path to financial security. We see it as a ... Read more →
If you’ve been following us on Twitter (@lovenotdebt) you’d have known that I’ve been dealing with the IRS and their mistakes that I talked about in this post. I’m actually on hold with the IRS as I write this post, and I imagine that I look like this: I’ll be posting soon about what’s happened ... Read more →
It’s no secret that I suffer from depression, sometimes major, sometimes moderate, sometimes mild. It was only a few years ago that I got actual medical help, and as it turns out, treatments can be quite expensive. In the past few years I’ve also read a lot of the medical literature on depression and have ... Read more →
The air is crisp, leaves are changing color, and Starbucks managed to prevent a shortage of pumpkin spice lattes. Ah fall. I hope that you’re enjoying your fall and also enjoying what we’ve been posting on the blog. Abby is signed up through the rest of the year so expect to read much more of ... Read more →
Ever since my wife was pregnant with our child, there was no doubt that we would both keep working full time. We thought that we had a good grasp of the costs involved with working full time. Daycare, of course, for our kid when we work, and a whole new slew of costs associated with ... Read more →
When we started this blog in 2006, we had a little over $18K in credit card debt. That number was probably higher since we had already started paying down that debt. Also back then, our salaries were about 35% lower than they are now. Since our main goal back then was to get rid of ... Read more →
To this day, I still love getting physical, tangible, U.S. Letter Carrier delivered mail. Of course, these days that is becoming increasingly scarce (Postal Service shutdowns notwithstanding) as most of my communications arrive via electronic mail. However, there’s one envelope with my name and address that I never like to receive: an IRS-sent letter. The ... Read more →
As you know, I’m a busy guy. I have a gregarious toddler running around and both Her and I work full-time. I don’t have the time to worry about any delinquent activity on my credit report. And now, with Credit Karma’s Free Credit Report Monitoring, I don’t have to. With identity theft being the most ... Read more →