Even if I am exceptionally good at saving and budgeting money I often forget about small expenses, and whoever said “Don’t sweat the small stuff” obviously didn’t have an expensive daily coffee habit. Despite being organised and striving to be financially secure, if I look at my weekly purchases there are so many small ways ... Read more →
There is no doubt that having credit card debt is stressful – especially when you know that it just keeps on growing day after day. Paying down credit card debt can be just as stressful as trying to ignore it, however, paying off your debt is recommended – ignoring it is not! There are a number of ... Read more →
Many adults find themselves swimming in credit card debt, car debt, house debt and other types of debt. This can be very stressful and you might feel like you’re walking through every day with a gorilla on your back. Whether you’re dealing with unsecured or secured debt, eliminating it from your life will make a ... Read more →
Money is a topic that can put strain on even the healthiest of relationships. When finances are tight, stress, frustration and fighting are all common side effects. But while we all experience concerns over our bank balance from time to time, money doesn’t need to damage the special bond you share with your partner. With this ... Read more →
You make think that you are alone in your struggle to get out of debt. The fact of the matter is that you are not. People all over the world, including many in countries you may not expect, have major debt problems. Unfortunately, being in debt is a global issue that many of us share. ... Read more →
Maybe it’s a problem unique to me, but every time I used to find a way to trim my budget, I ended up just spending the savings. Spending My Savings Prime example – I used to spend roughly $3 per workday on coffee drinks, which multiplied by 20 workdays a month, meant that I coughed ... Read more →
A pub isn’t like most other businesses, and has specific problems that may arise that are unique to it, such as loss of license, damage caused by customers, and potential injury to members of staff. Ideally, these types of incidents will be few and far between but, if they do occur, it will be important ... Read more →
So why Egypt? Isn’t there all this bother there at the moment, you know, the protests and trouble and all of that? The newspapers are full of it. Please, please, please forget the headlines because they only tell a tiny part of the Egyptian story, a very tiny part indeed. Millions of tourists are visiting ... Read more →
Dealing with financial matters is very important for any married couple. It may make or break a relationship as the future of the family is at stake. It is the job of every couple to make sure that they are financially secure. But in certain circumstances the expenditures may go over the set limit. There ... Read more →
In the financial services industry, experts often give credit cards the lion’s share of the blame for consumers accumulating debt. Although credit cards can definitely cause problems if they are not used correctly, they can actually be good when in the right hands. If you’re concerned about how credit cards can hurt your financial situation, ... Read more →
If you have an income, you should be thinking about income protection insurance. Many of us protect our cars with car insurance, we protect our bodies with health insurance, and we protect our homes with home insurance. Nevertheless, many of us seem to overlook protecting our income. Most households rely on at least one salary coming in, ... Read more →
I grew up with an 7-years older brother who loved electronics, most notably home theater stuff. When he was in college, he would come back with an awesome a/v receiver, a cd player from a brand that I’ve never heard of, a hi-fi cassette tape deck, and the newest high quality VCR player (hey this was ... Read more →
The following is a guest post from Pauline Paquin, a long time reader who has recently started to blog over at Reach Financial Independence. Born and raised in Paris, France, Pauline blogs about how she has been traveling the world for the past 10 years, while trying to build wealth and achieve financial independence, and ... Read more →
Elle writes over at Couple Money, helping couples to reach financial freedom by living one one income and having fun with the second. Becoming parents has changed our lives dramatically and so far it’s been a blast. One of the first things we noticed is how our finances have changed with having a little one. ... Read more →
When a couple marries, chances are high that they are not thinking about finances. However, it is essential for a new family to create a budget. This allows each person to take on responsibility and ensure success for the future: Create a Portfolio When two people come together, finances also come together. A person may ... Read more →
With the already-high cost of education continuing to rise, the vast majority of students have no choice but to take on debt in order to finance their educations. Student loans can leave graduates financially crippled for years if they are improperly managed. If you need to take out a loan to pay for your schooling, ... Read more →
image: HikingArtist.com My wife and I have recently started going for regular runs. We aren’t training for anything (yet), but we enjoy the fresh air and the activity. We relish the chance to switch up the routine in the evenings and come back home with a runner’s high. And, of course, we both like the idea of burning ... Read more →
This is a guest post by Jim from Bargaineering. He keeps telling me to call him “Jimsane” or something like “Jimsanity”, but I told him that there’s another asian guy doing that already. Right around this time, half of you will have already filed your taxes and the other half are just about to file ... Read more →
Laura is a twenty-something woman out of school and happily married. Eliminating credit card debt has energized her to knock out her car loan and student loans. She blogs at Green Panda Treehouse about reducing debt, building savings, and working with her husband on finances, as well as her successes and failures. Many people worry ... Read more →
Thewriter lives in Chicago, just got married, and writes about money and writing over at The Writer’s Coin. For the most part, my new wife and myself have done pretty well when it comes to adjusting to the financial side of married life. We created a joint bank account and the first few months have ... Read more →