• Net Worth, Q1 2009: Once You Go Black, You Can Never Go Back

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    I’ve checked the math. Twice. And a third time.

    Ladies and gentlemen, we are officially in the black.

    We’ve been pushing forward with 2 of our goals for the year: Saving for a house and paying down the 0% balance transfer from student loans credit cards. We have yet to make a contribution to our Roth IRAs for 2009, but we are going to begin doing that this month. Haven’t you heard? Stocks are on sale!

    Not much has been written to this blog lately because we’ve been really busy with other things in our lives: I’m volunteering, taking classes, and working my ass off at work. Her is neck-deep in studying for licensing exams mandatory for advancement in her profession. Despite our hectic schedules, we have still managed to keep on keepin’ on when it comes to our finances. It does help that we have automated much of it, allowing us to concentrate on the more important things in our lives now. And as always, credit cards are paid off in full every month.

    Of note in the liabilities column is the money owed to the IRS. I’ve blogged in the past on our strategy for dealing with it, but because of the economy I’m not so sure we’re going to go ahead with that plan. We may just pay what we owe and not tie up our money in a retirement account, keeping the rest of the cash to remain flexible.

    Even in this economy, we are continuing to thrive. We have much to be thankful for.


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