Apparently I can’t use spreadsheets correctly and messed up the net worth number. I guess we’re almost in the black and have a little more to go. Hopefully we can get to zero by the second quarter of this year.
Wow, I can’t believe it. We’re ending off the year in the black. Positive net worth. Woo. I even removed the insidious “household goods” category. Our car is still listed because it is an asset that we could sell quickly and still live out normal everyday lives.
Of course, if it weren’t for the über-generous gift from Her’s relative, our net worth would look much more dismal than it does now. It is also interesting to note that the current market conditions didn’t help too much, either.
You’ll notice that the student loans have been broken down into more detail. We currently have ~$13,000 on 0% balance transfers to be paid by this time next year. Another ~$8,000 is on a lifetime 1.9% balance transfer credit card.
But let’s face it, our main goal this year was to exit 2008 married and hopefully not have any new debt to show for it. We succeeded in doing that and ended up still having a little cash in the bank.
Am I totally happy with these numbers? Well, it definitely could be better. We’ve got some great plans for 2009 that we will be detailing in the next few days.