I'm Back, and Inspired!
Posted on March 03, 2008 by Her and tagged finances
I haven't posted in a while. It's not because I was too busy or anything. I've just been rather uninspired about personal finance, and I didn't want to write a half-hearted post. But why was I uninspired?
When we first started blogging, our metaphorical financial house was on fire. I was on the scene, blogging about the height of the flames and the number of fire trucks. It was exciting, this disaster! What would happen next? How would we survive? Well, we did survive. We paid off a huge portion of debt. We re-allocated our money so our debt cost us less and our savings earned more. We got raises. We had some fun along the way. We automated many financial tasks. And after a while, personal finance slipped into the background of our lives. This was nice, but it didn't exactly inspire my writing.
Recently, we've discovered that everything isn't as peaceful as we thought it had been. We almost paid a few bills late (fortunately, we caught them in the nick of time). With Him handling most of the finances, I drifted into blissful ignorance. When did we blow the budget for the wedding? Oops, didn't notice that! How did we miss the deadline for purchasing travel insurance for the honeymoon? Yikes. Hey, when did we go over-budget on monthly spending? Why are we broke? Oh nos!
What I've learned from all this is that it's never okay to fall asleep at the financial wheel. Even though we've automated things, the world continues to change. Interest rates vary. Due dates change. Markets expand and collapse. Salaries increase. Your perceptions of your spending change without you realizing it. Being a successful adult means dedicating time to manage your finances, no matter how smoothly things are going.
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ldub | Mar 4, 2008
i would love to see some more of your comments on how things work when you start "getting it right." i've been so inspired by the PF blog world, and i've really gotten my ducks in a row, fiscally speaking (as for any real ducks, i'm afraid they're still just wandering hither and yon... hell, i can't even find them). now, though, most things happen automatically - i know where most of every paycheck goes the day i get it and there's not a whole lot i can do (other than recruit more freelance jobs) to push the numbers around more until i get one debt or another totally paid off. and that's, suddenly, boring me! what keeps it interesting while you put in the hours toward accomplishing each financial goal? please, please keep writing, even if you think it's not useful, your ruminations alone or as a couple are lovely.
I agree with ldub. Reading about your success is just as inspiring as your lessons learned. Nice to see you back. :)
Cami | Mar 5, 2008
Hey! I was wondering where you went! I'm so happy you are back! Please enlighten us all...
Trees Full of Money | Mar 3, 2008
Even the best of us slack off from time to time! Glad to see that you've got the bug back!!
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