The median net worth for my age is $2,125. We’re $70,000 short. My credit score of 725 gets a letter grade of C, and is higher than only 31% of households in the US. We seem to be parading through all our friend’s houses at innumerable housewarming parties. Meanwhile, we’re worried that our rent might go up next year.

I know it’s not good to be comparing myself to the Jones’, but sometimes it’s hard not to notice that the double-whammy of student loan debt and financial ignorance is leaving us in the dust. I hope we can make up for lost time by making good decisions in the future.