November 2006 Net Worth

  October 2006 November 2006 % Change
TOTAL NET WORTH -$76,811.85 -$74,995.01 2.4%
TOTAL CHANGE FROM JAN 2006 +$23,620.38 24.0%
Assets
Savings $11,734.31 $11,744.45 <0.1%
Cash* $550.00 $550.00 0.0%
His SIMPLE IRA $5,353.93 $5,820.05 8.7%
His Roth IRA $6,162.98 $6,330.24 2.7%
His HSA $821.84 $407.38 -50.4%
Her 401K $8,762.37 $9,718.03 10.9%
Her Roth IRA $1,684.52 $1,683.92 -<0.1%
Upromise $12.00 $12.00 0.0%
Automobile ? $10,170.00 $10,045.00 -1.2%
Household Items ? $25,000.00 $25,000.00 -0.0%
TOTAL ASSETS $70,251.95 $71,311.07 1.5%
Liabilities
Credit Cards $12,802.33 $12,193.29 -4.8%
Student Loans $134,261.47 $134,112.79 -0.1%
TOTAL LIABILITIES $147,063.80 $146,306.08 -0.5%

This month wasn't as strong of a month for us, for a few reasons. We had to spend over $300 for some car troubles we had, we traveled to see family over the Thanksgiving holiday, and we started our Christmas shopping. My HSA took a hit as I'm still paying off medical bills from my knee surgery. These things got in the way of savings, but we'll catch up in the next few months. The important thing is that we haven't accrued any more debt.

Comments/Trackbacks

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henry | Dec 12, 2006

$23K since the begining of the year? Damn dog, that's really good.

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pinkshoes | Dec 14, 2006

I could be wrong, but isn't $10k of that $23k improvement in net worth a gift that is earmarked for future wedding expenses?

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Him | Dec 14, 2006

Actually, all of that money is ours. None of that is a gift.

You are correct in that a large chunk of our savings will be used for wedding expenses. We're not getting married for a while, so we're not really worried about it.

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Megan | Dec 28, 2006

I don't understand why you seem to be putting more into savings than into paying off your loans. The interest accrued on your loans is more than the interest accrued from savings.

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