Engagement Ring

We had been dating for 7 years when He finally proposed this past Christmas. Our decision of when to get engaged actually had a lot to do with finances. I had been in debt denial, and was insisting that he should take on more debt to buy an engagement ring. He was being more rational, saying that we shouldn't start our life together by getting deeper into debt. This argument had been bubbling up for years when we finally got on the same page last year. My student loans had come due and I was finally seeing the magnitude of my debt. Once I agreed to work on my debt, and he agreed to stick by me through it, we agreed that we should pay off some debt, then save up until we could afford to pay cash for an engagement ring.

This is not the stuff fairy tales are made of.

While it was difficult to keep it a surprise, I think we did pretty well. He saved our money in an ING Direct account so I wasn't keeping track of how much we had saved. We made deposits to the account when we could, and he also saved his bonuses as well. We looked at lots of rings online so I could give him an idea of what styles I like. I also chose the designer, Whitehouse Brothers. He found a retailer who carries the designer's styles, and He picked out the ring himself and paid cash for it - no debt here!

He proposed on Christmas Eve. We had agreed to each open one small gift. He played down his gift - I thought I was getting a mix tape! He mumbled that it wasn't wrapped well and I'd be able to tell what it was, so he asked me to close my eyes. When I opened them he was down on one knee. He asked me to marry him and of course I said YES! Then he tossed me another small gift and told me to open it too. It was a little package of Sniff Tissues that were printed with a vintage photo of a housewife and the phrase, "she threw herself eagerly into the paths of unsuitable men" Of course by then I was crying so I needed a tissue...he knows me so well. The proposal was perfect.

Right after he propsed we went to the midnight church service. I don't think I heard a word of the sermon becasue I couldn't stop twirling my ring under the candlelight to make it sparkle. It was so magical with the choir singing carols and the city glittering outside. It was even more special because my ring represents not just our love and committment, but also the first financial goal we achieved together. It was the perfect start to a lifetime of happiness.

Comments/Trackbacks

Trackback URL: http://www.makelovenotdebt.com/MT/mlnd-trackbacks.cgi/833

Kim | Feb 23, 2006

That was really sweet!

Reply to this comment

jim | Feb 23, 2006

Good story, the tissues are a nice touch. :)

Reply to this comment

LAMoneyGuy | Feb 23, 2006

Great story. I've been reading your blod for a couple of weeks. I'm really cheering for you to get that liabilities line to ZERO!

This one was of particular interest to me. I've been ring shopping recently. I have a pretty good idea of the ring that I want to get. I'm fighting the diamond industry's "two months salary" propaganda, while still getting something that I and my girlfriend will be proud of.

Any advice?

Reply to this comment

Chelee | Feb 23, 2006

Awweee!! What a great story!
It even got me a bit vah-klempt!

I think it was the tissues that did it for me..*sniff*

Reply to this comment

LAMoneyGuy | Feb 24, 2006

I did it! I know that was fast, but I did it! I bought the ring yesterday. I wrote about it on my blog, so take a look! Maybe you inspired me.

Reply to this comment

Trackback sent from It's Just Money on Feb 24, 2006:

I bought an Engagement Ring! Wow! This is big on so many levels. Since this is a money site, I'll talk about the money implications first. Maybe I was inspired by Him and Her from Make Love, Not Debt. Some

Continue reading I bought an Engagement Ring!

LAMoneyGuy | Feb 24, 2006

Oops, I'm really sorry. I didn't mean for the trackback to show up three times.

Reply to this comment

Him | Feb 24, 2006

Don't worry - I've deleted the repeat offenders.

Reply to this comment

Cap | Feb 24, 2006

oh wow, thats awesome.

I'mma steal that tissue bit. ho ho

Reply to this comment

mappyb | Mar 1, 2006

Great blog! I just started reading from a friend's suggestion!

Reply to this comment

Nikki Kelps | Jan 7, 2010

I can totally relate to your story regarding the piling of debts and how it consumes you. When we got engaged we were having problems on how much to spend on our wedding ring. A good friend suggested that I check out an online jewelry site. I am happy i did. We got our james allen wedding bands without spending a fortune.

Reply to this comment




Have you read our Comment Policy?

At Make Love, Not Debt, we encourage reader participation and constructive criticism, however unfavorable your position may be. In order to keep things civil we have a few ground rules.

To facilitate off-blog discussion and combat comment spam, you are required to provide an email address.

Some HTML is allowed in the post. It is limited to the following: a href, strong, em, ul, li, blockquote

For bold please use the tag <strong></strong> and for italics please use <em></em>. For any HTML usage, please remember to close your tags!

Images are not allowed.

Comments with 3 to 4 links will be moderated. Comments with 5 or more links will be marked as spam.

We DO NOT, under any circumstance, tolerate personal attacks, racism, sexism, or spam. Should we see any of the above posted on our blog, we will take one of the following actions:

  1. If your URL seems spammy but your comment is benign, we will delete the link to your URL and keep the full comment.
  2. Outright spammy comments will be junked, never to be seen.
  3. Offensive comments will either be deleted or disemvowelled.

If you are not comfortable with our comment policy, please do not leave a comment.

Live Comment Preview

Your comment says: